Estimated Cost to Buyer

Basic Information

Sales Price ($)

Down Payment (%)

Down payment is added to closing costs in the total.

Buyer-Paid Commission (%)

Use only if buyer owes a commission fee.

Annual Property Tax Rate (% of price)

Estimated annual property tax rate.

Tax Escrow Collected (months)

Adjust to match your preferred title company quotes.

Settlement / Closing Fee ($)

Title Search / Abstract ($)

Title Examination Fee ($)

Lender's Title Insurance ($)

Recording Fees ($)

Mortgage / Transfer Tax ($)

Origination Fee (% of loan)

Underwriting Fee ($)

Processing / Doc Prep ($)

Appraisal Fee ($)

Credit Report ($)

Other Lender Fees ($)

Defaults: Full home $350–$450, termite ≈ $125, structural $450–$550.

Full Home Inspection ($)

Termite Inspection ($)

Structural Inspection ($)

Other Inspections ($)

Sales Price $0

Estimated Loan Amount $0

Down Payment $0

Buyer-Paid Commission $0

Property Tax – Annual (est.) $0

Property Tax Escrow Collected at Closing $0

Title & Recording Subtotal $0

Lender Fees Subtotal $0

Inspection Fees Subtotal $0

Total Closing Costs (excluding down payment) $0

Total Estimated Cash to Close (Closing Costs + Down Payment) $0

These figures are estimates only and can vary by lender, title company, taxes, and contract terms.